:root{--navy:#0b2034;--blue:#35576f;--brass:#d1a34b;--cream:#f7f5ef;--white:#fff;--ink:#162330;--muted:#617181;--line:#dfe5e8}
.powered-line{font-weight:800;color:var(--navy);margin-top:.85rem}.compliance-links{display:flex;flex-wrap:wrap;gap:.55rem 1.15rem;margin-top:1rem}.compliance-links a{color:#fff;text-underline-offset:3px}.legal-address{margin-top:.85rem}.state-notice{margin-top:.85rem}.form-compliance{font-size:.86rem;line-height:1.55;color:var(--muted);margin:0 0 1rem}.form-compliance a{font-weight:750;color:var(--navy)}.form-fallback{font-size:.86rem;margin-top:.8rem}.form-fallback a{font-weight:750;color:var(--navy)}
.mobile-menu{display:none;position:relative}.mobile-menu summary{cursor:pointer;list-style:none;border:2px solid var(--navy);padding:.55rem .8rem;font-weight:800;color:var(--navy)}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu[open] .mobile-menu-panel{position:absolute;right:0;top:calc(100% + .5rem);min-width:260px;background:#fff;border:1px solid var(--line);box-shadow:0 15px 35px rgba(11,32,52,.16);padding:.6rem;display:grid;z-index:40}.mobile-menu-panel a{padding:.7rem .8rem;text-decoration:none;font-weight:750}.mobile-menu-panel a:focus-visible,.mobile-menu-panel a:hover{background:var(--cream)}
.policy-main{max-width:860px;margin:auto;padding:5rem 20px}.policy-main h1{font-size:clamp(2.3rem,5vw,4rem)}.policy-main h2{font-size:1.65rem;margin:2.2rem 0 .7rem}.policy-main p,.policy-main li{color:#405464}.policy-main ul{padding-left:1.3rem}.policy-meta{margin:1rem 0 2.5rem;color:var(--muted)}
.faq{background:#fff}.faq-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:6rem;align-items:start}.faq-intro h2{margin:.5rem 0 1.2rem}.faq-list{border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line)}.faq-item summary{cursor:pointer;list-style:none;padding:1.35rem 3rem 1.35rem 0;position:relative;font-family:Georgia,"Times New Roman",serif;font-size:1.3rem;color:var(--navy);font-weight:700}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";position:absolute;right:.25rem;color:var(--brass);font-size:1.7rem}.faq-item[open] summary:after{content:"−"}.faq-answer{padding:0 2rem 1.4rem 0;color:#465b6c}
:focus-visible{outline:3px solid var(--brass);outline-offset:3px}
@media(max-width:900px){.nav-links{display:none!important}.mobile-menu{display:block;margin-left:auto;margin-right:20px}.compliance-links{display:grid}.footer-bottom{gap:1.5rem}.faq-grid{grid-template-columns:1fr;gap:2.5rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}